The SSA will not count federal education loans (like parent PLUS, Perkins, or Stafford) or any other loan made under Title IV of the Higher Education Act as income or resources (assets). Certain other education-related resources such as grants may be excluded as well, as long as they are set aside for tuition and fees.
Student Loan Total Disability Discharge
I also found out if you have SSI you can qualify for Total Disability Discharge. I owed a lot between both Under and Masters and was able to get it all discharged but there is one thing you must do for all this to happen. You need to contact your Social Security office and ask for your reward letter, what this will tell you is, how much you are getting per month and your medical review period which is 3, 5 or 7.. Now If you are 3yrs like me you need to get a form filled out by your doctor and send that to the the link I will post in the links section.
Once you are approved, you will get a letter saying all your student loans will be discharged and letters will be sent to the loan companies. But one caveat is private loans aren’t covered.
If this information has helped you in any way. Drop me a comment and let me know.. That’s is one of my purposese, is to help those who need help.